Guide on how to write a check easily - Although digital payments continue to get more market share, it is still important to know how to write checks. This guide will show you step by step how to fill checks with diagrams and illustrations that are easy to follow. Many businesses, entrepreneurs and landlords still rely on checks to make payments.
Guide on How to Write a Check Easily
Following are the steps you need to take to fill in the check correctly:
1. Write the date in the right corner of the check paper.
The first step is very easy. All checks contain a place to write the date in the upper right corner, and it must be today's date (date at the time of signing). Sometimes people will post a date by writing the date that will come. However, this did not have an impact because the check became a legitimate payment instrument as soon as it was signed.
Example: "Jan 23, 2020"
2. Add the recipient's name next to "Pay to".
The next logical step is to write the name of the person who receives the payment. Names can be individuals, businesses (corporations), trustees, schools, or any entity that has a bank account to save. Make sure you spell the name correctly, though, in practice, many banks will provide leeway on spelling, nicknames, and abbreviations.
Example: "David Smith"
3. Amount (Numeric Form)
Next, on the right side of the check, there will be a place to write the cash value that will be received by the recipient. Write the full amount in cents or dollars, and use numbers. Usually, there will be separate places for dollars and cents.
Example: "$ 56,472.96"
4. Write in words (explain) the amount of payment on the long line.
It's usually easier to write values in numbers first, then words. In this step, see the value you wrote in numbers and say in words. You usually only need to write dollar values, and cents can be written numerically.
The dollar amount must also be written in an expanded word on a blank line under the recipient's name. However, cents must be written in the fraction.
Example: "Twenty-three thousand ten dollars and 78 cents"
As a final step, add your signature after you are sure everything is correct. Sign your name in the line in the lower right corner of the check. Your signature is required - the recipient will not be able to cash a check without it.
Example: "/ SIGNATURE David /"
6. Optional: Add notes that say "memo" or "re:" in the lower left corner.
Memo (Optional): Add a note that says "memo" in the lower left corner.
This is an optional component on how to write a check. If you want to add some additional information such as what payment is for, you can add it here. Usually, there is a little extra space in the lower left corner.
Example: "December Rental Payment"
Here are some important general instructions on writing checks. In addition to the above six steps, you also want to carefully consider these points:
- Write as soon as possible.
- Use printing instead of cursive if possible.
- If you make a mistake, write "cancel" on it and start a new one.
- Make sure all spelling is correct.
- Check again if you have the right recipient and the exact amount of value.